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Tuesday, September 22

Good morning, Tim

Needs your attention

Action needed

0

    Rolling outlook

    Four pay dates

    Excluded from spendable funds

    Savings

    On track

    Current planning window

    Upcoming & missing

    Checking, savings, or credit card

    Import Transactions

    Choose the account or credit card, then paste the current activity, upload a CSV download, or add a screenshot.

    Automatic backup before import

    Select the activity on any bank, card, or loan website, copy it, and paste it here. moMoney finds each date, description, and amount, whatever the layout. You’ll review every row before anything is saved.

    X

    Choose a CSV file

    Download the activity as CSV from the bank or card website. moMoney reads the date, description, and amount (or debit and credit) columns.

    No file chosen.

    ▧

    Add a bank screenshot

    Free OCR and an editable preview will highlight fields that may need attention.

    Rolling four-pay-date window

    Planned Payments

    Edit or add a planned payment in any pay period until it posts. Processing and posted actuals stay protected.

    Planned amounts can be edited until a matching actual transaction is imported.

    Checking, savings, and credit cards

    Transactions

    Edit dates, accounts, names, categories, destinations, and status. Merge transactions only when their date, account, and vendor match.

    ⌕
    0 selected
    Actions

    Household banking

    Accounts

    See checking and savings balances together, then review statement-like activity for either account.

    Household credit cards

    Credit Cards

    Balances update from imported card activity. See each card’s next scheduled payment and the last payment made.

    Installments and loans

    Loans

    Finite payment plans stop automatically after the last scheduled payment.

    Not included in spendable funds

    Savings

    Transfers affect checking but are not counted as household income or spending.

    Recent activity

    Transfers

    DateDirectionStatusAmountResulting balance

    Household preferences

    Settings

    Prototype controls for theme, household size, schedules, and data protection.

    Appearance

    Choose light or dark, or let moMoney switch automatically at 5:00 a.m. and 6:00 p.m.

    Sidebar page order

    Drag pages directly in the sidebar on a computer, or use these buttons on any device.

    Household

    Names are used to assign credit cards.

    Transaction types

    Rename a type, merge one into another, or remove it. Its transactions, planned payments, and learned matches move with it. Removed types move to Misc.

    Income names

    Choose the labels shown in the four-pay-date plan.

    Data protection

    Weekly backups, restore points before imports, and one export after each four-pay-date window.

    Planned

    Cloud access

    Firebase sign-in and private household synchronization are connected. Additional sign-in methods can be linked from the account menu.

    Connected

    Bank connection

    Pull checking, savings, and credit card activity automatically through SimpleFIN Bridge. New activity arrives twice a day, and you review it on the Import page before it’s saved.

    Update from workbook

    Choose the household workbook (.xlsm) to add every recurring expense on its Recurring Expenses sheet to Planned Payments, with each schedule and card due day. The file is read on this device and not uploaded. You’ll review the changes first; existing plan amounts aren’t changed.

    Family member

    Checking cloud synchronization…

    Review before saving

    Import preview

    Suggested Destination & Transaction Types

    Suggested destinations

    Debits & creditsOne-time purchases, refunds, or other activity that belongs in the general transaction ledger.
    Installment planFinite plans such as Klarna or Afterpay. Records the payment and advances the plan.
    Recurring expenseRegular bills, utilities, subscription services, or debt payments. Updates the recurring item instead of adding general spending.
    Recurring incomeExpected paychecks. Updates the matching income source in the pay-date plan.
    ReviewmoMoney is uncertain. Choose the correct destination before confirming the import.
    SavingsTransfers between checking and savings. Tracks the savings balance without counting income or spending.

    Transaction types

    AdjustmentManual corrections, bank adjustments, reconciliation entries, and other balance corrections.
    AutomobileFuel, maintenance, registration, parking, and other vehicle-related spending.
    Debt PaymentPayments associated with credit cards and other household debts.
    EducationTuition, classes, school fees, books, courses, and educational supplies.
    Electronics & TechComputers, phones, accessories, electronics, and other technology purchases.
    EntertainmentMovies, concerts, events, games, attractions, and other leisure activities.
    Fashion & BeautyClothing, shoes, cosmetics, salons, barbers, and personal-care purchases.
    Food & BeverageGroceries, restaurants, coffee shops, takeout, and food delivery.
    Gifts & DonationsGifts, charitable donations, fundraising, tithes, and similar giving.
    Health & WellnessMedical care, prescriptions, dental care, fitness, and wellness spending.
    Home & OfficeHousehold or office purchases that are not utility services.
    IncomePaychecks and other deposits that should be counted as household income.
    MiscOne-time activity that does not have a better existing transaction type.
    Refund & Other IncomeRefunds, rebates, reimbursements, cashback, and non-payroll money received.
    Savings TransferMoney moved between checking and savings, excluded from income and spending totals.
    Subscription ServiceRepeating memberships and services such as streaming, software, or cloud storage.
    UtilitiesElectricity, water, sewer, natural gas, internet, and wireless service.
    Import?DateAccountDescriptionImport actionSuggested destination & typeConfidenceTransaction amountActions

    Planned Payments

    Edit planned payment

    New credit card

    Add Credit Card

    Minimum payments are added to the plan on the due day for the pay dates shown there.

    New loan or installment plan

    Add Loan

    Payments are added to the plan for the pay dates shown there and stop after the last payment.

    Savings account

    Reconcile Balance

    Check moMoney’s savings balance against the balance your bank shows.

    moMoney balance

    Enter the bank’s balance to see the difference.

    Update from workbook

    Review changes from the workbook

    Credit card

    Reconcile Balance

    moMoney current balance

    Enter the current balance shown on the card’s website or app.

    Processing transaction

    Mark as posted

    The transaction date changes to the posting date. The original date is kept.